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We hope and believe that home is a safe place where nothing can harm us. Often we come to realise that our home is not our castle only after there has been a fire, a burglary or water damage. Life’s unexpectedness may also touch your home. The value of your home is priceless and damage to it can financially be compensated only with the help of insurance.
A home insurance contract may be signed by the owner, commercial lessee or any other legal possessor of the property to be insured.
Home insurance offers you the possibility to insure an apartment, house, summer house and household property.
Home insurance compensates for the losses incurred to the insured property caused by either
- fire – soot and smoke, lightning, explosion or plane crash
- water – water leakage in the utility systems
- burglary – breaking in or robbery
- natural disaster – storm, hail or natural flood
- vandalism – third parties have damaged your property
- breakdowns in household appliances – sudden power or water cuts, electrical voltage fluctuation or lightning.
In addition you may choose supplementary insurance cover that compensates for:
- the rent expenses for temporary residence, also moving costs if your house or apartment has become uninhabitable as a result of the insured event
- the loss incurred by the owner or possessor of the house or apartment to third persons – liability insurance.
The above is a short description. For additional information please contact ERGO representatives or read the terms of the insurance contract.
General terms and conditions of insurance contracts
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